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BlackLine was born out of a philosophy that, as payments, technology, and regulation become more intertwined, a new kind of consulting firm was ​needed. Our team consists of industry experts with a broad and diverse skillset, to meet the needs of our rapidly changing industry.

Our Approach

Our mission is to provide creative, cutting edge solutions for our clients with steadfast commitment to quality and integrity. As a result, BlackLine can provide you with unique, value-added insights into any facet of the fintech industry.

Meet Our Team

  • Howard Herndon payments mergers and acquisitions consultant

    Howard Herndon

    Managing Director

    Howard is a managing director and a founder of BlackLine. A lawyer by profession, Howard has deep managerial experience on both the legal and business sides of the electronic payments space, which he uses to help clients structure payments strategies, find strategic partners, and evaluate opportunities.

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  • Rob Ayers Money Transmitter and Compliance Expert

    Rob Ayers


    Rob is a payments and remittance industry veteran, providing sage guidance on regulatory issues, including money transmitter licensure and MSB registration. He assists clients ranging from third-party payment processors to cryptocurrency firms.

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  • Kim Dallin is an experienced payments consultant

    Kim Dallin


    Kim has over twenty years of experience across the payments industry, previously serving as a relationship manager for companies as varied as startups, independents sales organizations, and large payments acquiring banks.

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  • Pat Moran founder of BlackLine and experienced payments consultant.

    Patrick Moran


    Pat Moran is a co-founder of BlackLine. He has a strong background in payment processing and works predominantly on the merchant acquiring side of the value chain. He also provides expert witness services in payments-related proceedings.

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  • Brandi Reynolds AML BSA and KYC compliiance

    Brandi Reynolds


    Brandi Reynolds, CAMS-Audit, has extensive experience in the financial services industry delivering efficient and effective solutions in compliance program development, monitoring, testing, and training relating to federal consumer protection laws and regulations and anti-money laundering laws.

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  • Courtney Rogers Perrin advises on card brand fines in data breaches

    Courtney Rogers Perrin


    Courtney has over a decade of experience in the legal and financial sectors, working on numerous high-profile cases. She now uses that background to assist clients appealing data breach fines and to spearhead BlackLine’s marketing and business development efforts.

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  • John Romer is a payments professional

    John Romer

    Director, Merchant Services

    John has worked in the payment processing industry for more than 30 years and is a leading industry expert with a strong background in merchant payments and payment product management. He specializes in merchant-acquiring payment strategy, product development and product management.

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  • Sherry Seetram

    Sherry Seetram


    Sherry Seetram utilizes over 15 years of experience in business strategy and operations in the merchant acquiring and payments processing landscape. Sherry focuses on merchant acquisition and other revenue generating initiatives, including designing retention strategies.

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BlackLine is on the road and in the press, as thought leaders in the fintech industry. Click below to learn more about our publications, past and upcoming speaking engagements, and views on the industry.


Fun, hardworking, creative, and client-oriented?
BlackLine is always looking to add quality candidates. Email us to learn more about what opportunities exist.